• Cards,  Deals

    Deal Alert – Save 75% on Netflix using HDFC Bank Credit Cards

    Introduction HDFC Bank is running an incredible promotion where the first 3 months of your Netflix subscription are effectively free. The money will be posted as a cash back credit in your statement and not as reward points which is fantastic.  Deal Details Offer can be availed anytime between 1st August 2019 to 31st October 2019 Max Cash back capped at INR 499 per month for upto 3 months Cash back posted 90 days post month of registration (You need to be live for minimum 4 months hence) Eligible Credit Cards Infinia Regalia / Business Regalia Regalia First / Business Regalia First Jet Airways Co Branded Cards (including Diners) Diners…

  • Cards,  Points

    HDFC Bank Diners 10x partner rewards extended

    HDFC Bank has just renewed their 10x partner award program till 31 July 2019 (only for 2 weeks). In terms of award partners, there has been a reduction with MakeMyTrip and SOTC being removed. Uber, Swiggy, Big Basket, Tata Cliq, Furlenco, BookMyShow and Treebo are still a part of the program till 31 July 2019. The communication from HDFC is slightly confusing as they seem to be justifying 10x reward partner extension in July on the basis of popular demand. HDFC has been aggressively marketing Diners Black over the past few months and a lot of new users must be really unhappy.  Traffic count on their site must have gone up…

  • Cards

    HDFC Bank Diners Club 10x Partner Update

    HDFC Bank had given us all a devaluation scare in the first week of June and had then suddenly amended some of the changes making life a bit more easier for us. It seems they are constantly tinkering with their model. While most of us expect changes to be announced near the deadline (like 30 June 2019) for each promotion cycle, they seem to have silently amended their 10x partner list this time.  The first week of June was a devaluation in reward earning rate of 40% (From INR 25,000 on smartbuy to 15,000). Of the two major promotions viz. 10x & Smartbuy, most of us would be earning a…

  • Cards

    HDFC Bank 10x Smartbuy Update

    HDFC Bank Smartbuy has been renewed today for a period of 1 month till 30 June 2019. While this is welcome news for all Diners Club & Infinia credit card holders (33% Cashback anyone?), there has been a major devaluation impacting all of us. The earlier limit on Diners Black & Infinia was 25,000 Reward Points per calendar month which has now been devalued to 5,000 for Diners Black (80% devaluation in terms of maximum earning capacity) and 15,000 for Infinia (40% devaluation). While this was expected, the timing does seem a bit surprising with Diners Black being heavily advertised for 10x rewards and smartbuy in our alumni circles. Anyway,…

  • Cards,  Points

    HDFC Bank Diners 10x partner rewards extended

    HDFC Bank has officially extended their 10x partner rewards program until 30 June 2019. This promotion continues to deliver outstanding value with an incredible 33% reward rate for Diners Black cardholders. The offer has been renewed with an effective date of 8 April 2019 which means any spends between 1 to 7 April do not earn any reward points.  The are two main changes in their 10x partner brands  Swiggy in place of Zomato – This is a welcome change as Swiggy has a larger delivery network than Zomato. Both have been competing fiercely and continue to offer similar level of discounts. As long as one of them stays we…

  • Cards

    HDFC Bank Diners Update – 10x Smartbuy Renewed

    Loyal fans of the HDFC Bank Diners Black Credit Card are literally addicted to their mouthwatering 33% cash back on eligible categories. All their current offers were expiring on 31st March 2019 and we expected some sort of devaluation after seeing the following update on their site It seemed the party was too good to last forever and many blogs also reported that the Smartbuy offer has now been reduced to 5x with caps of 15,000 on the diners club black and 25,000 for Infinia.  It seems that HDFC has done a complete U turn with the following link on the main page now stating that the offer of 10x…

  • Cards

    The Best Credit Card in India – HDFC Diners Club Black

    The Diners Club Black is the best Credit Card in India for Travel. Why do we feel so ? Well for starters, the card offers a whopping 33% (Yes that’s thirty three percent and it is not a typographical error) across a variety of merchants in India via their 10x Rewards Programme. Interested ? Let’s look at why this card blows away the competition in India.  Eligibility/Fees Income Criteria – Above INR 21 lacs (INR 21,00,000 ~ USD 30,000) per annum  Indian Residents Only  INR 10,000 + Taxes in First Year and INR 5,000 + Taxes for renewal [Not to worry, see our expert tips section below] Key Benefits Earn…