• Cards

    Indigo launches 6E Rewards – their first co branded credit card with HDFC Bank

    Introduction Indigo airlines is the largest airline in India and has last week launched their first co branded credit card in partnership with HDFC Bank and Mastercard. The card is called Ka-ching and comes in two variants viz 6E Rewards and 6E Rewards XL. This is an interesting development and lets look at the details below 6E Rewards I guess the only disappointment here is that this is not an Indigo frequent flyer program. That would really have been something and let’s hope it happens somewhere in the future. 6E Rewards is a reward program for spends made on the co-branded credit card. Each 6E Reward point is worth 1…

  • Cards,  Points

    HDFC Bank Diners 10x Partners & Smartbuy Update

    Introduction HDFC Bank has renewed both the 10x Partners and 10x Smartbuy reward program for another month. Both the 10x programs offer an incredible 33% reward rate on eligible spends and this is the best credit card in terms of cash back in India right now. While it is great to see the offer being extended, it is again only for a month compared to the 3 months we used to see earlier. Lets have a look at the details Smartbuy HDFC has been beefing up its Smartbuy offering in recent months and has constantly been adding various ways for us to earn those valuable points. It makes sense as…

  • Cards

    HDFC Bank Diners 10x Partner & Smartbuy Update

    Introduction HDFC Bank has renewed their 10x Reward program for both their 10x Partner Brands and for Smartbuy. While it is a great start to the new year it is a bit disappointing that the program has been extended only for a month compared to the 3 months last September. Lets have a look at the details Smartbuy There are no changes in the Smartbuy program with the DIners Black continuing to have a 15,000 points peak for every calendar month on the 9x bonus points. HDFC has been quietly adding more offerings in Smartbuy like Gift Cards, Train tickets etc. HDFC has also started quietly working to manage customer complaints, most…

  • Cards,  Deals

    HDFC Bank SmartBuy Update – 33% Cashback on Train Tickets

    Introduction HDFC Bank has been on a roll recently adding up multiple ways of maximizing your earnings via the SmartBuy Program. In the past few months they have added Instant Vouchers with vendors like Uber, Bill Payments via Gyftr all of which earn 10x reward points. For those with an Infinia or Diners Black that’s equivalent to earning 33% cash back with a limit of INR 25,000 or INR 15,000 respectively. HDFC has quietly launched a new offering which is rail tickets via IRCTC The New Partner – IRCTC IRCTC is the central ticketing agency for all railway travel in India. If all the offerings till now had a limited…

  • Cards

    HDFC Bank Diners Club – Major Updates announced

    Introduction HDFC Bank has made some major changes to the Diners Club Reward Program. Diners club is already the best credit card reward program in India which offered an incredible 33% reward rate on spends with 10x partners and Smartbuy  Over the last 12 months HDFC Bank has been constantly tweaking the reward program but the current set of changes are actually positive. Lets have a look  Diners Black The Diners Black card is the crown jewel of this program offering an incredible 33% reward rate. The new set of benefits are additional on top of 10x partners and Smartbuy which is a welcome change. There are 3 major additions to the program…

  • Cards,  Deals

    Get 33% Cashback on Uber Premier rides using HDFC Bank Credit Cards

    Introduction HDFC Bank had overhauled its 10x reward partners completely in August 2019. Uber was one of the partners which was axed and was a big disappointment to a lot of us. It has become a daily commuting expense for a lot of travellers and OLA is still not unto the mark. HDFC Bank has realised this and reintroduced 10x reward on UBER although with a slight twist.  Promo Details The 10x rewards on UBER spends are not applicable only to Premier Rides above INR 150. To be honest there is generally a 20% difference in fares between Uber Go and Uber Premier Rides. This effectively converts the 33% Cashback to a 20% Cashback if you prefer the…

  • Cards,  Deals

    HDFC Bank Festive Treats – Upto 58% Cashback!!

    Introduction Diwali Season is approaching and credit card firms have started rolling out offers. HDFC Bank has begun with a bang and is currently offering an incredible 58% Cashback on smartbuy spends on Flipkart. This is an amazing offer and you should definitely check it out.  The Details To avail this offer you need to go to the HDFC Bank SmartBuy Flipkart store (Link). This offer is only available till 6 December 2019. The best part about shopping with Flipkart is that you alway see the SmartBuy logo while shopping next to the search bar unlike amazon and it is less confusing and keeps your mind at ease (Screenshot below)…

  • Cards,  Points

    HDFC Bank Smartbuy & Diners 10x Partner Update

    HDFC Bank has renewed the Smartbuy offer for another month till 30 Sep 2019. In addition there are a few changes to the 10x Partners as well. For those of you viewing this for the first time, HDFC Bank Diners club offers the best reward rate of 33% Cashback in India and perhaps across the globe. For those lucky enough to hold the Diners Club credit card, you can earn an incredible INR 40,000 in Cashback per month. Changes to 10x Partners The removal of PayZapp has become a major disappointment. Since the previous overhaul of the 10x partners, PayZapp was the only ray of hope for those looking to…

  • Cards

    Credit Card Review – HDFC Bank Diners ClubMiles

    Introduction The HDFC Bank Diners ClubMiles is an often ignored credit card overshadowed by its big brother (HDFC Diners Black) which offers some impressive benefits for travellers. ClubMiles is one of the best credit cards for beginner travellers and when combined with the 10x reward program can create some incredible travel redemptions.  Eligibility/Fees Net monthly Income of INR 30,000 per month Age – 21 Years to 60/65 for Salaried / Self-Employed  Annual Fee – INR 1,000 + Taxes (Renewal fee is also same)  Renewal Fee waived on spends of INR 100,000 in the last 12 months Welcome benefit of 1,000 points on payment of Annual / Renewal Fees As you…

  • Cards

    HDFC Diners 10x rewards (33% Cashback) extended till 31 Dec 2019

    HDFC Bank has updated its 10x rewards program and extended the same till 31 December 2019. This is a welcome change compared to the monthly extensions we have been seeing for the past few months. The Diners Black 10x partner program is one of the best credit card offers in the country offering an impressive 33% reward ratio.  Changes to 10x partners There has been a complete overhaul in the 10x partners. Here are the major changes Partners Removed Uber Big Basket Furlenco Treebo Tata Cliq This is a complete overhaul as 5 of the original partners have been shelved. The biggest changes in our opinion are removal of Uber…