• Cards,  Points

    HDFC Bank Diners 10x Partners & Smartbuy Update

    Introduction HDFC Bank has renewed both the 10x Partners and 10x Smartbuy reward program for another month. Both the 10x programs offer an incredible 33% reward rate on eligible spends and this is the best credit card in terms of cash back in India right now. While it is great to see the offer being extended, it is again only for a month compared to the 3 months we used to see earlier. Lets have a look at the details Smartbuy HDFC has been beefing up its Smartbuy offering in recent months and has constantly been adding various ways for us to earn those valuable points. It makes sense as…

  • Cards

    HDFC Bank Diners 10x Partner & Smartbuy Update

    Introduction HDFC Bank has renewed their 10x Reward program for both their 10x Partner Brands and for Smartbuy. While it is a great start to the new year it is a bit disappointing that the program has been extended only for a month compared to the 3 months last September. Lets have a look at the details Smartbuy There are no changes in the Smartbuy program with the DIners Black continuing to have a 15,000 points peak for every calendar month on the 9x bonus points. HDFC has been quietly adding more offerings in Smartbuy like Gift Cards, Train tickets etc. HDFC has also started quietly working to manage customer complaints, most…

  • Cards

    HDFC Bank Diners Club – Major Updates announced

    Introduction HDFC Bank has made some major changes to the Diners Club Reward Program. Diners club is already the best credit card reward program in India which offered an incredible 33% reward rate on spends with 10x partners and Smartbuy  Over the last 12 months HDFC Bank has been constantly tweaking the reward program but the current set of changes are actually positive. Lets have a look  Diners Black The Diners Black card is the crown jewel of this program offering an incredible 33% reward rate. The new set of benefits are additional on top of 10x partners and Smartbuy which is a welcome change. There are 3 major additions to the program…

  • Cards,  Points

    HDFC Bank Smartbuy & Diners 10x Partner Update

    HDFC Bank has renewed the Smartbuy offer for another month till 30 Sep 2019. In addition there are a few changes to the 10x Partners as well. For those of you viewing this for the first time, HDFC Bank Diners club offers the best reward rate of 33% Cashback in India and perhaps across the globe. For those lucky enough to hold the Diners Club credit card, you can earn an incredible INR 40,000 in Cashback per month. Changes to 10x Partners The removal of PayZapp has become a major disappointment. Since the previous overhaul of the 10x partners, PayZapp was the only ray of hope for those looking to…

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    Credit Card Review – HDFC Bank Diners ClubMiles

    Introduction The HDFC Bank Diners ClubMiles is an often ignored credit card overshadowed by its big brother (HDFC Diners Black) which offers some impressive benefits for travellers. ClubMiles is one of the best credit cards for beginner travellers and when combined with the 10x reward program can create some incredible travel redemptions.  Eligibility/Fees Net monthly Income of INR 30,000 per month Age – 21 Years to 60/65 for Salaried / Self-Employed  Annual Fee – INR 1,000 + Taxes (Renewal fee is also same)  Renewal Fee waived on spends of INR 100,000 in the last 12 months Welcome benefit of 1,000 points on payment of Annual / Renewal Fees As you…

  • Cards,  Points

    HDFC Bank Diners 10x partner rewards extended

    HDFC Bank has just renewed their 10x partner award program till 31 July 2019 (only for 2 weeks). In terms of award partners, there has been a reduction with MakeMyTrip and SOTC being removed. Uber, Swiggy, Big Basket, Tata Cliq, Furlenco, BookMyShow and Treebo are still a part of the program till 31 July 2019. The communication from HDFC is slightly confusing as they seem to be justifying 10x reward partner extension in July on the basis of popular demand. HDFC has been aggressively marketing Diners Black over the past few months and a lot of new users must be really unhappy.  Traffic count on their site must have gone up…

  • Cards

    HDFC Bank Diners Club 10x Partner Update

    HDFC Bank had given us all a devaluation scare in the first week of June and had then suddenly amended some of the changes making life a bit more easier for us. It seems they are constantly tinkering with their model. While most of us expect changes to be announced near the deadline (like 30 June 2019) for each promotion cycle, they seem to have silently amended their 10x partner list this time.  The first week of June was a devaluation in reward earning rate of 40% (From INR 25,000 on smartbuy to 15,000). Of the two major promotions viz. 10x & Smartbuy, most of us would be earning a…

  • Cards,  Points

    HDFC Bank Diners 10x partner rewards extended

    HDFC Bank has officially extended their 10x partner rewards program until 30 June 2019. This promotion continues to deliver outstanding value with an incredible 33% reward rate for Diners Black cardholders. The offer has been renewed with an effective date of 8 April 2019 which means any spends between 1 to 7 April do not earn any reward points.  The are two main changes in their 10x partner brands  Swiggy in place of Zomato – This is a welcome change as Swiggy has a larger delivery network than Zomato. Both have been competing fiercely and continue to offer similar level of discounts. As long as one of them stays we…