Introduction HDFC Bank has made some major changes to the Diners Club Reward Program. Diners club is already the best credit card reward program in India which offered an incredible 33% reward rate on spends with 10x partners and Smartbuy  Over the last 12 months HDFC Bank has been constantly tweaking the reward program but the current set of changes are actually positive. Lets have a look  Diners Black The Diners Black card is the crown jewel of this program offering an incredible 33% reward rate. The new set of benefits are additional on top of 10x partners and Smartbuy which is a welcome change. There are 3 major additions to the program…